In lending, when we look to see if a client is fundable, we are looking for one of the four Cs.

But if you want money for your business, you only need one C to qualify. The first C is Cash Flow. When you have an existing business with good cash flow, you can qualify for business funding. Verifiable cash flow substantially increases your chances of funding approval.

There are many funding programs you might qualify for, including Business Revenue Lending.

The second C you may have is Collateral. Collateral for your business is really your business assets. You can use many things as collateral. These include equipment, purchase orders, and even account receivables. Having collateral greatly increases your chances of approval.

If you don’t have cash flow or collateral, don’t worry. You can still qualify for business funding!

Lenders also look at your business credit to qualify you.

Business Credit is our third C. Lenders may lend money based on your business credit profile and score. If you have a good business credit profile, you can use that as security to get funding. If you don’t have business credit, you have a great opportunity to get started with your business. We can help you quickly build an excellent business credit score and profile.

Maybe you are starting a new business and have no business credit, cash flow, or collateral. In this case, you can still qualify for funding. But lenders will use your personal Credit to qualify you.

Personal Credit is the fourth and final C that lenders will look at to approve you for funding. You can secure credit lines, up to $250,000 with as low as a 650 credit score.

These types of unsecured credit lines do not look at revenue or financials. Your credit is all they use to qualify you for funding.

Let us know if you need more information to get you on your way to funding your business today.

We will work with you to determine which of the four C’s is best to qualify you for much of the business financing available today.